What does express authority refer to?

Express authority refers to the specific powers and responsibilities that are clearly outlined and communicated to an individual, such as an insurance agent. This type of authority is explicitly defined in contracts, agreements, or through formal communication. In the context of funeral and burial insurance, when an agent is granted express authority, they have a clear understanding of what actions they are authorized to take on behalf of their clients or the insurance company.

This clarity helps to ensure that both the agent and the clients are on the same page regarding the terms and limitations of the agent’s role, which is essential for maintaining trust and effectiveness in managing insurance policies.