Which entity has the final say in disputes over insurance laws and regulations?

The courts have the final authority in disputes involving insurance laws and regulations. When a disagreement arises regarding the interpretation or application of these laws, it is the judiciary that ultimately resolves the issue. Courts interpret statutes, review administrative actions, and ensure that the law is applied consistently and fairly. They delve into the legal aspects of cases, consider evidence, and render judgments that can set precedents for future cases.

While the legislature creates laws, and the insurance commissioner regulates the industry and enforces these laws, it is the courts that provide the definitive ruling when challenges are made. The insurance industry can have a voice in the legislative process and influence regulations, but it does not have the authority to interpret laws in the way that the courts do.